The Ladder Savings Certificate is five share certificates bundled into one product that earns you some serious cash. With a minimum deposit of just $5,000, you can acquire five certificates that provide dividends at the five-year rate. The initial deposit is dispersed equally among a one-year, two-year, three-year, four-year, and five-year share certificate. Each certificate is locked into the five-year rate until it matures. In addition to earning a higher interest rate, you can add or withdraw money without penalty at annual intervals. For example, if you had $50,000 to invest, it would be dispersed like this:
By maintaining your funds in a Ladder Savings Certificate, you earn the five-year interest rate, and maximize your savings beyond what you can get with a standard savings account. Ladder certificates provide a set period to allow your savings to grow and mature, and by withdrawing your funds on the maturity date you can maximize your growth and make your money work harder for you. Check out our ladder certificates and help your money grow with U.S. Eagle.