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Ladder Certificate

Savings you can trust.

The Ladder Certificate is five share certificates bundled into one product that earns you some serious cash. With a minimum deposit of just $5,000, you can acquire five certificates that provide dividends at the five-year rate. The initial deposit is dispersed equally among a one-year, two-year, three-year, four-year, and five-year share certificate. Each certificate is locked into the five-year rate until it matures. In addition to earning a higher interest rate, you can add or withdraw money without penalty at annual intervals. For example, if you had $50,000 to invest, it would be dispersed like this:

ladder-certificate
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