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US Eagle METAL Credit Card Disclosure


Important Account Terms – US Eagle METAL Visa® Credit Card


How We Will Calculate Your Balance: We use the "Average Daily Balance (including new purchases)" method.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Terms and Conditions. Method of computing finance charge: Average Daily Balance (including new purchases).

*Variable Rate Information: The APR for Purchases, Balance Transfers, and Cash Advances is determined quarterly by adding a margin to the published Prime Rate. The information about the costs of the cards described is accurate as of 08/01/2022. This information may have changed after that date. To find out what may have changed, write to us at US Eagle Federal Credit Union, PO Box 129, Albuquerque, New Mexico 87103, or call us at 888-342-8766.



1To earn cashback, pay at least the minimum due on time and remain in good account standing. Eligibility is restricted to individuals who have a statement address within the 50 United States, the District of Columbia or any U.S. Possession or Territory. 2All cashback options automatically default to an annual deposit before end of current, or first day of following, year into member share account. Minimum cashback redemption amount of $15 required. Cashback also available for on-demand redemption by visiting and registering at 3Balance transfer cashback with no balance transfer fee is available up to 90 days after METAL account opening. Limit of $10,000 in balance transfers during first 90 days. Cashback on balance transfers will be credited following first 90 days. Balance amount transferred accrues interest at qualified, variable purchase rate APR. After first 90 days of METAL account opening, 1% cashback no longer available and $25 transfer fee applies.4Transaction, penalty and other fees may apply. Transaction fees include balance transfer (after first 90 days) and foreign transaction fees. Penalty fees include late and returned payments fees. Other fees include statement copy, card replacement and pay-by-phone fees. All loans subject to credit approval. Your creditworthiness may affect qualified APR. US Eagle members are only allowed one credit card product. If a member currently has a credit card product with US Eagle, and the member desires any new card product, including the new METAL card,  their current card will be forfeited, and only the balance transferred to their new card will be at their current rate. New purchases, balance transfers and cash advances on their new card will be at the applicable rate for their new card product. Must qualify for US Eagle membership including minimum $5 share deposit. See US Eagle for complete details. US Eagle METAL™ under trademark of US Eagle Federal Credit Union, 2022. VISA® is a registered trademark of Visa, Inc.


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