Visa® Signature METAL® Credit Card
Earn 2% total cashback. 1.5% on purchases and 0.5% when you pay. It's a card that puts real money back in your pocket every time you use it.
Rewards
2% Total Cashback
APR
16.49% - 18.00% APR*
Visa® Credit Cards from U.S. Eagle
Better Credit Cards. No Fine Print Surprises.
Most credit cards come loaded with fees you don't see coming. Ours don't. U.S. Eagle Visa® Credit Cards charge no annual, cash advance, over-the-limit, or inactivity fees — because a card should reward you, not cost you.
Every card is protected by Visa's Zero Liability Policy® against unauthorized use and is Visa® Tap-and-Go ready for your mobile wallet.
Pick the one that fits your life.
Credit Card
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Visa® Platinum Credit Card
Earn rewards points on everyday purchases and redeem them for just about anything. Plus, get one of the lowest rates you'll find on a rewards card, anywhere.
Rewards
1 point per $1
APR
12.75% - 18.00% APR*
Visa® Classic Credit Card
Straightforward, dependable, no surprises. A reliable card for everyday purchases — and a great first step for anyone building their credit.
Rewards
None
APR
18.00% APR*
Visa® Secured Credit Card
Rebuild credit with confidence — your credit line is secured by a refundable deposit in your share account.
Rewards
None
APR
18.00% APR*
Commonly Asked Questions
U.S. Eagle offers several Visa® credit card options, including a cashback card, rewards card, classic card, and a secured card. These choices make it easy to find a card that fits how you spend or how you’d like to build credit. If you’re unsure which option is the best match, our team can help you compare card features based on your goals.
A cashback credit card gives you a percentage of your purchases back as cash. For example, the U.S. Eagle METAL® card offers 1.5% cash back on purchases and 0.5% on payments for 2% total cashback. Cashback rewards are automatically deposited into your savings account on or around January 1 each year. You can also log in to Digital Banking at any time to redeem your cash back manually if you have a minimum of at least $5 in cashback. This structure makes earning rewards simple and is ideal if you prefer cash over point systems or category-based rewards.
Yes, cashback cards can be a great option for everyday purchases, especially when they offer straightforward rewards and no annual fee. Cards like U.S. Eagle’s METAL® Visa® allow you to earn cashback consistently on groceries, gas, and routine spending. If you pay off your balance monthly, the rewards can add meaningful value to your day-to-day budget.
Using a credit card responsibly, making on-time payments, keeping your balance low, and maintaining consistent activity will help build or improve your credit. U.S. Eagle’s Secured card is designed specifically for this purpose.
*All loans subject to credit approval. All rates are variable, and your credit rating may impact APR (Annual Percentage Rate). Transaction, penalty, and other fees may apply. Transaction fees include balance transfer and foreign transaction fees. Penalty fees include late and returned payments fees. Other fees include statement copy, card replacement and pay-by-phone fees. See respective terms and conditions above for each card type. Must qualify for membership with minimum $5 deposit in primary share account. U.S. Eagle members are only allowed one credit card product. If a member currently has a credit card product with U.S. Eagle, and the member desires any new card product, including the new METAL card, their current card will be forfeited, and only the balance transferred to their new card will be at their current rate. New purchases, balance transfers and cash advances on their new card will be at the applicable rate for their new card product. Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account transactions, or any transactions that are not processed by Visa. Visa is a registered trademark of Visa Inc. U.S. Eagle METAL is under trademark of U.S. Eagle Federal Credit Union. See U.S. Eagle for complete details.