Home Equity Loan Rates

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply.

For example, you could pay as little as $194.00 per month for a $20,000 loan on approved credit 8.200% Annual Percentage Rate for 15 years. APR subject to change.

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply. Primary residence only, $10,000 minimum. No pre-payment penalty.

HOME EQUITY LOAN (HEL) IS A FIXED-RATE LOAN, CURRENT RATES AS LOW AS: 6.99% APR with up to 80% Loan-To-Value (LTV) and 7.49% APR with 80.01 to 90% LTV. HEL PAYMENT EXAMPLE BASED ON $50,000 15-YEAR (180 months) REPAYMENT TERM AT 6.99% APR = $484.76 PER MONTH ($87,256.80 total repayment amount, $37,256 interest over 15-year term).

Minimum $100 monthly payment required. Closing fees may be applicable and could vary based on individual circumstances for loan amounts greater than $150,000. These may include appraisal, credit reporting, document preparation/attorney, flood insurance, notary, and title search fees. All potential fees will be disclosed to you for your review prior to acceptance and closing of any loan. All loans subject to credit approval and ability to permit mortgage lien on property. Published rates and terms effective as of 6/24/24 and are subject to change based on market conditions and borrower eligibility. MemPerx does not apply for this offer. Individual circumstances may vary regarding tax-deductibility; consult your tax advisor. Must meet US Eagle membership qualifications, including opening a $5 share account. See US Eagle for complete details.