Home Equity Loan Rates

Home Equity Line of Credit

Rates effective as of: 06/19/2024

Type Term APR*
Up to 80% LTV 15 Year 9.200% Variable
80.01% to 90% LTV 15 Year 9.500% Variable
Apply for a Home Equity Line of Credit

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply.

For example, you could pay as little as $206.00 per month for a $20,000 loan on approved credit 9.200% Annual Percentage Rate for 15 years. APR subject to change.


Home Equity Second Mortgage Loan

Rates effective as of: 06/19/2024

Type Term APR*
Fixed Rate Second Mortgage Up to 80% LTV 15 Year 6.740%
Fixed Rate Second Mortgage 80.01% to 90.00% LTV 15 Year 7.240%
Apply for a Home Equity Loan

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply.

HEL PAYMENT EXAMPLE BASED ON $50,000 15-YEAR (180 months) REPAYMENT TERM AT 6.74% APR = $470.35 PER MONTH ($84,663.27 total repayment amount, $34,663.27 interest over 15-year term). Minimum $100 monthly payment required. APR subject to change.

Closing fees may be applicable and could vary based on individual circumstances for loan amounts greater than $150,000. These may include appraisal, credit reporting, document preparation/attorney, flood insurance, notary, and title search fees. All potential fees will be disclosed to you for your review prior to acceptance and closing of any loan. All loans subject to credit approval and ability to permit mortgage lien on property. Published rates and terms effective as of 10/9/23 and are subject to change based on market conditions and borrower eligibility. MemPerx does not apply for this offer. Individual circumstances may vary regarding tax-deductibility; consult your tax advisor. Must meet US Eagle membership qualifications, including opening a $5 share account. See US Eagle for complete details.