Share Certificate Rates
Share Certificates and IRA Certificates
Rates effective as of: 07/05/2023
| Term | Nominal | APY* | MemPerx Max Benefit** |
|---|---|---|---|
| 12 months | 3.92% | 4.00% | 4.52% |
| 18 Months | 3.83% | 3.90% | 4.42% |
| 20 Months - First Step | 2.96% | 3.00% | 3.52% |
| 24 Months | 3.20% | 3.25% | 3.77% |
| 36 Months | 2.91% | 2.95% | 3.47% |
| 48 Months | 2.96% | 3.00% | 3.52% |
| 60 Months | 3.00% | 3.05% | 3.57% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal.
**MemPerx rate assumes maximum benefit.
Share Certificates - Minimum $1,000
Rates effective as of: 07/05/2023
| Term | Nominal | APY* | MemPerx Max Benefit** |
|---|---|---|---|
| 3 Months | 1.98% | 2.00% | N/A |
| 6 Months | 3.92% | 4.00% | N/A |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal.
**MemPerx rate assumes maximum benefit.