Share Certificate Rates

Share Certificates and IRA Certificates

Rates effective as of: 03/31/2024

Term Nominal APY* MemPerx Max Benefit**
12 months 4.402% 4.50% 5.02%
18 Months 4.066% 4.15% 4.67%
20 Months - First Step 3.44% 3.50% 4.02%
24 Months 3.68% 3.75% 4.27%
36 Months 3.39% 3.45% 3.97%
48 Months 2.96% 3.00% 3.52%
60 Months 3.00% 3.05% 3.57%

*APY=Annual Percentage Yield. Penalty applies for early withdrawal. 

**MemPerx rate assumes maximum benefit.


Share Certificates - Minimum $1,000

Rates effective as of: 03/31/2024

Term Nominal APY*
3 Months 2.96% 3.00%
6 Months 4.258% 4.35%

*APY=Annual Percentage Yield. Penalty applies for early withdrawal.

Not eligible for MemPerx benefits