Share Certificate Rates

Share Certificates and IRA Certificates

Rates effective as of: 07/05/2023

Term Nominal APY* MemPerx Max Benefit**
12 months 3.92% 4.00% 4.52%
18 Months 3.83% 3.90% 4.42%
20 Months - First Step 2.96% 3.00% 3.52%
24 Months 3.20% 3.25% 3.77%
36 Months 2.91% 2.95% 3.47%
48 Months 2.96% 3.00% 3.52%
60 Months 3.00% 3.05% 3.57%

*APY=Annual Percentage Yield. Penalty applies for early withdrawal. 

**MemPerx rate assumes maximum benefit.


Share Certificates - Minimum $1,000

Rates effective as of: 07/05/2023

Term Nominal APY* MemPerx Max Benefit**
3 Months 1.98% 2.00% N/A
6 Months 3.92% 4.00% N/A

*APY=Annual Percentage Yield. Penalty applies for early withdrawal.

**MemPerx rate assumes maximum benefit.