Share Certificate Rates
To open your Share Certificate, please call us at (888) 342-8766 or visit a branch near you.
Share Certificates and IRA Certificates
Rates effective as of: 12/09/2025
| Term | Nominal | APY* | MemPerx Max Benefit** |
|---|---|---|---|
| 12 months | 3.150% | 3.20% | 3.72% |
| 18 Months | 3.102% | 3.15% | 3.67% |
| 20 Months - First Step | 3.344% | 3.40% | 3.92% |
| 24 Months | 2.907% | 2.95% | 3.47% |
| 36 Months | 2.810% | 2.85% | 3.37% |
| 48 Months | 2.859% | 2.90% | 3.42% |
| 60 Months | 2.907% | 2.95% | 3.47% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
**MemPerx rate assumes maximum benefit.
Share Certificates
Rates effective as of: 12/09/2025
| Term | Nominal | APY* |
|---|---|---|
| 3 Months | 2.96% | 3.00% |
| 6 Months | 3.633% | 3.70% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
Not eligible for MemPerx benefits