New Year, New Scams: Staying Safe in 2025

As we ring in the new year, scammers are sharpening their tools, ready to take advantage of unsuspecting individuals. Fraud and cybersecurity threats continue to evolve, and the financial industry remains a key target. But don't worry—by staying informed, you can keep your accounts and personal information secure.

Here’s what to watch for and how to protect yourself in 2025:

1. The Rise of AI Scams

AI-powered voice and text tools make impersonation easier than ever. Scammers can mimic loved ones or company representatives to trick you into sharing sensitive information or sending money. If you receive an unexpected request, stop and verify by contacting the person or company directly.

2. Phishing Emails and Texts

Phishing attempts remain one of the most common scams. Look out for emails or messages that create urgency, like “Your account has been locked” or “Immediate action required.” Avoid clicking links or downloading attachments from unknown sources. Instead, log in directly to your account to check for alerts. Remember, U.S. Eagle with NEVER contact you and request personal information.

3. Fraudulent Payment Requests

Peer-to-peer payment apps are convenient but have become a playground for scammers. Be cautious when sending money, especially if someone you don’t know asks you to use these apps. Remember, once the money is sent, it’s often gone for good.

How to Stay Safe

• Enable multi-factor authentication (MFA): Adding an extra layer of security to your accounts can stop scammers in their tracks.
• Monitor your accounts regularly: Set up account alerts to track any unusual activity.
• Know your financial institution’s policies: We’ll never ask for personal information like passwords or PINs via email or phone.

Starting the year with a focus on cybersecurity helps protect more than just your finances—it safeguards your peace of mind. If you suspect fraud, reach out to us immediately. Together, we can outsmart the scammers.