Spring is the perfect time to refresh not just your home but also your digital and financial life. Just as physical clutter can create stress, disorganization in your online accounts and financial documents can put you at risk for fraud and security threats. By taking a few simple steps to clear out old files, update security measures, and minimize paper clutter, you can make your personal information more secure and easier to manage.
1. Toss Out Expired Passwords
If any passwords you have are old, weak, or reused, they need to go! Hackers love to exploit repeated passwords, so refresh them with strong, unique ones. Consider using a password manager to keep track of them all. And if you’re still using “password123” anywhere, now is the time to retire it for good.
2. Declutter Old Accounts
Still have an old MySpace or Yahoo account floating around? Unused accounts can be goldmines for cybercriminals. Close any accounts you no longer use to minimize your risk of data breaches. If you must keep an account, update the password and enable two-factor authentication for extra protection.
3. Sweep Away Phishing Attempts
Just like dust bunnies hide under furniture, phishing scams lurk in your inbox. If an email or text asks for personal information, double-check the sender and hover over links before clicking. Remember, no legitimate company will ask for sensitive details via email or text. When in doubt, go directly to the company’s website rather than clicking a link.
4. Organize Your Privacy Settings
Social media oversharing can be like leaving your front door wide open. Take a moment to review your privacy settings on social platforms, banking apps, and shopping sites. Limit what’s publicly visible and adjust permissions to control who can see your personal details.
5. Back Up Your Digital Belongings
Imagine losing years of family photos or important financial documents—devastating, right? Regularly back up important files to a secure cloud service or external hard drive. This way, if your device is ever hacked or crashes, you won’t lose your valuable information.
6. Update Your Digital Tools
Outdated software is like an unlocked door for cybercriminals. Update your operating system, antivirus software, and apps to ensure you have the latest security patches. Set updates to install automatically so you never fall behind.
7. Shred Digital and Real-Life Junk Mail
Just as spam emails clutter your inbox, old bills and statements clutter your home—and both can put your security at risk. Unsubscribe from unwanted emails, delete unnecessary digital files, and remove apps you no longer use. For physical clutter, shred old bills, bank statements, and any documents containing personal information that you no longer need to retain. Bills and statements contain sensitive personal information that can be stolen so proper disposal of both digital and physical clutter will help keep your information secure.
Then, wherever possible, switch to eStatements for banking, utilities, and credit card accounts. Not only does this reduce clutter, but it also keeps your financial information more secure and easily accessible when needed.
Stay Fresh, Stay Safe
Spring cleaning isn’t just about dusting and decluttering—it’s about making your life more organized and secure. By tidying up your digital and financial world, you can reduce stress, protect your personal information, and create a more streamlined way of managing your accounts. Take an hour this month to refresh your approach, and you’ll enjoy a safer and more efficient year ahead.
Happy cleaning—and happy securing!