Ready to apply?
Whether you're after rewards, cash back, or credit building, you're just a few clicks away from your perfect card.
Apply Now!Choosing the right credit card shouldn’t feel like a guessing game. At U.S. Eagle, we make it simple. Whether you’re building credit, maximizing rewards, or just want a straightforward, low-interest card, we’ve got the perfect fit for your financial journey.
And here's the best part: Our rates are lower than the national average. That means you can save more and stress less.
Lower Rates = Bigger Savings
The national average credit card interest rate as of February 2025 is a staggering 24.20% APR – and it’s even higher for rewards and cashback cards.
With U.S. Eagle, our rates start as low as 11.20% APR, so more of your money stays in your pocket.
No Gimmicks, No Gotchas
You won’t find hidden fees here. We don’t believe in charging you for things like:
More Than Just Credit
Our cards are built for real life. Rebuild credit. Earn rewards. Get cash back. Travel smarter. We've got a card that meets your needs and your goals.
Card | APR | Best For | Perks | National Average Rate* |
---|---|---|---|---|
Rewards | 18.00% | with Rewards | Merchandise | |
METAL Cashback | 14.75% - 18.00% | Cashback lovers & balance transfer pros | 1.5% unlimited cash back, 1% on balance transfers (first 90 days), sleek metal design | 27.98% |
Visa® Classic | 13.20% – 18.00% | Simple, low-rate everyday use | Straightforward card with dependable rates | 28.73% |
Credit Builder | 14.20% – 18.00% | Rebuilding or establishing credit | Helps boost credit with responsible use | 28.73% |
Secured Credit Card | 15.20% – 18.00% | First-time cardholders or credit rebuilders | Deposit-based, helps establish or rebuild credit | 28.73% |
Real Value, Real Impact
When you bank with U.S. Eagle, you’re more than just a cardholder. You’re a member-owner. That means your financial well-being is our priority—not someone else’s profit margin.
Whether you're after rewards, cash back, or credit building, you're just a few clicks away from your perfect card.
Apply Now!*https://www.forbes.com/advisor/credit-cards/average-credit-card-interest-rate/
For similar card type.
Terms & Conditions for Visa® Classic
Terms & Conditions for Visa® Credit Builder
Terms & Conditions for Visa® Platinum
Terms & Conditions for Visa® Secured
Terms & Conditions for Visa® Signature METAL®
*All loans subject to credit approval. All rates are variable, and your credit rating may impact APR (Annual Percentage Rate). Transaction, penalty, and other fees may apply. Transaction fees include balance transfer and foreign transaction fees. Penalty fees include late and returned payments fees. Other fees include statement copy, card replacement and pay-by-phone fees. See respective terms and conditions above for each card type. Must qualify for membership with minimum $5 deposit in primary share account. US Eagle members are only allowed one credit card product. If a member currently has a credit card product with US Eagle, and the member desires any new card product, including the new METAL card, their current card will be forfeited, and only the balance transferred to their new card will be at their current rate. New purchases, balance transfers and cash advances on their new card will be at the applicable rate for their new card product. Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account transactions, or any transactions that are not processed by Visa. Visa is a registered trademark of Visa Inc. US Eagle METAL is under trademark of US Eagle Federal Credit Union. See US Eagle for complete details.