Business Savings Rates

Business Simplified Employee Pension (SEP) Accounts will have the same rates as BIPA and Business Share Certificate Accounts.

Business Investment Plus Account (BIPA)

Rates effective as of: 03/17/2024

Balance Nominal APY*
$0.00 to $999.99 0.00% 0.00%
$1,000.00 to $24,999.99 0.70% 0.70%
$25,000.00 to $49,999.99 0.75% 0.75%
$50,000.00 to $99,999.99 0.80% 0.80%
$100,000.00 to $149,999.99 0.85% 0.85%
$150,000.00 to $249,999.99 0.85% 0.85%
$250,000.00 + 0.85% 0.85%

APY= Annual Percentage Yield. Rates are current as of 08/15/2023 and subject to change. Your APY will be determined based on your average monthly balance.


Business Share Certificate

Rates effective as of: 03/17/2024

Term Nominal APY*
12-Month 4.40% 4.50%
24-Month $2,500.00 to $99,999.99 3.68% 3.75%
24-Month $100,000.00 + 3.83% 3.90%
36-Month $2,500.00 to $249,999.99 3.39% 3.45%
36-Month $250,000.00+ 3.68% 3.75%
48-Month 2.96% 3.00%
60-Month 3.00% 3.05%

APY = Annual Percentage Yield. Rates are current as of 08/15/2023 and subject to change. Penalties apply for early withdrawal. Minimum investment of $2,500. MemPerx® benefits are not available for Business Deposit Investment Accounts. Business Share Certificates are not eligible for Ladder Certificates.