Business Savings Rates
Business Simplified Employee Pension (SEP) Accounts will have the same rates as BIPA and Business Share Certificate Accounts.
Business Investment Plus Account (BIPA)
Rates effective as of: 08/05/2026
| Balance | Nominal | APY* |
|---|---|---|
| $0.00 to $999.99 | 0.00% | 0.00% |
| $1,000.00 to $24,999.99 | 0.499% | 0.50% |
| $25,000.00 to $49,999.99 | 0.548% | 0.55% |
| $50,000.00 to $99,999.99 | 0.598% | 0.60% |
| $100,000.00 to $149,999.99 | 0.598% | 0.60% |
| $150,000.00 to $249,999.99 | 0.598% | 0.60% |
| $250,000.00 + | 0.598% | 0.60% |
APY= Annual Percentage Yield. Rates subject to change. Your APY will be determined based on your average monthly balance.
Business Share Certificate
Rates effective as of: 08/05/2026
| Term | Nominal | APY* |
|---|---|---|
| 12-Month | 2.225% | 2.25% |
| 24-Month | 2.225% | 2.25% |
| 36-Month | 2.274% | 2.30% |
| 48-Month | 2.372% | 2.40% |
| 60-Month | 2.372% | 2.40% |
APY = Annual Percentage Yield. Rates subject to change. Penalties apply for early withdrawal. Minimum investment of $2,500. MemPerx® benefits are not available for Business Deposit Investment Accounts. Business Share Certificates are not eligible for Ladder Certificates.