Vehicle Loan Rates


New and Used Auto Loans

Rates effective as of: 04/22/2024

Vehicle Year Term APR* MemPerx Max Benefit**
2020 - 2025 Up to 36 months as low as 4.99% as low as 4.49% APR
2020 - 2025 37 to 66 months as low as 5.89% as low as 5.39% APR
2020 - 2025 67 to 75 months as low as 5.89% as low as 5.39% APR
2020 - 2025 76 to 84 months as low as 6.49% as low as 5.99% APR
2017 - 2019 Up to 65 months as low as 7.89% as low as 7.39% APR
2017 - 2019 66 to 75 months as low as 7.99% as low as 7.49% APR
2014 - 2016 Up to 60 months as low as 8.09% as low as 7.59% APR
2013 & Older 36 to 48 months as low as 8.79% as low as 8.29% APR
Apply for an Auto Loan

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply.

**MemPerx rate assumes maximum benefit.

For example, you could pay as little as $395 per month for a $20,000 loan on approved credit 6.84% Annual Percentage Rate for 60 months. APR subject to change. Even lower rates are available for 36-month and 48-month terms.


Motorcycle and RV Loans

Rates effective as of: 04/22/2024

Type Term APR* MemPerx Max Benefit**
Motorcycles - New & Used Up to 72 months as low as 8.49% as low as 7.99% APR
Recreational Vehicles - New & Used Up to 60 months as low as 9.49% as low as 8.99% APR
Recreational Vehicles - New & Used 61 to 84 months as low as 9.49% as low as 8.99% APR
Recreational Vehicles - New & Used Up to 144 months > 15k as low as 10.29% as low as 9.79% APR
Recreational Vehicles - New & Used 145 to 180 Months as low as 11.29% as low as 10.79% APR
Apply for a Vehicle Loan

*Annual Percentage Rate (APR) determined on approved credit. "As low as" rates assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Minimum loan balances may apply.

**MemPerx rate assumes maximum benefit.

For example, you could pay as little as $411 per month for a $20,000 motorcycle loan on approved credit 8.49% Annual Percentage Rate for 60 months and as little as $491 per month for a $30,000 RV loan on approved credit 9.49% Annual Percentage Rate for 84 months. APR subject to change.