Apply today to lock in your savings and skip your payments until next year!
Savings apply to:
- Auto Loans
- RV Loans
- Motorcycle Loans
- Boat Loans
- and ATV Loans
Celebrate 90 Years with .90% off the APR*!
Apply NowWe’re Celebrating 90 Years of Member Service
with .90% off the APR* of your Vehicle Refinance rate!
U.S. Eagle is turning 90, and we’re marking the milestone with a special vehicle refinance offer just for you. From November 1 through November 30, 2025, refinance your vehicle loan from another bank or credit union and enjoy:
- .90% off the APR
- No payments until 2026
- A smoother ride into the new year
It’s our way of saying thank you for being part of our journey and helping you keep more cash for holiday cheer.
This season is about celebration, and we want you to start 2026 with more savings and less stress. Whether you're looking to lower your monthly payment or free up funds for holiday spending, this limited-time offer is designed to help you do both.
Apply by November 30th to lock in your savings and skip payments until next year.
*APR=Annual Percentage Rate (APR). All loans subject to credit approval. Refinance for used vehicles only (2021 - 2026, model years 2020 and older may incur a higher interest rate), $5,000 loan minimum. One rate discount per social security number. Rate discount may not be combined with Memperx®. Must be a new loan to U.S. Eagle for primary vehicle owner and not a refinance of an existing U.S. Eagle vehicle loan.
Principal & Interest Payment Examples
Auto Loans: $30,000 loan, 2026 model vehicle with rate discount (.90%) option: 4.34% APR for 66 months is $511.77 per month with $3.776.77 interest paid. 84 months at 5.04% APR is $424.58 per month with $5,664.83 interest paid.
Motorcycle Loans: $25,000 loan, 2026 model vehicle with rate discount (.90%) option: 7.09% APR for 72 months is $427.31 per month with $5,766.06 interest paid.
Other Recreational Vehicle Loans: $30,000 loan, 2026 model vehicle with rate discount (.90%) option: 8.09% APR for 60 months is $609.58 per month with $6,575.09 interest paid.
1% APR rate addition for vehicles with 100,000 or greater mileage. All loans subject to approval and your credit score may impact interest rate. Offer available through 11/30/25. Rates effective as of 11/1/25 and are subject to change. Interest accrues during 90-day deferral period. Must qualify for U.S. Eagle membership including $5 share deposit. $25 minimum deposit required to open checking account. Please visit useagle.org/rates. See U.S. Eagle for details.