The Fraud Fighter Scorecard: What’s Your Fraud IQ?

Jun 10, 2025
Laptop computer with security padlock and credit card and text reading 'The Fraud Fighter Scorecard - What's Your Security IQ?'

We know – fraud prevention advice can start to feel like a broken record. But staying alert matters more than ever. This month, we’re asking you to find your Fraud IQ.

Below is a Fraud IQ checklist to test your cybersecurity savvy. You can also download a PDF version using the link at the end. Check everything that applies to you, add up your points and see where you land: Secure, Vulnerable, or At Risk.

It’s a quick, fun way to spot gaps in your cyber defenses – and maybe even learn a new trick or two.

Personal Info Protection

◻ I avoid sharing sensitive info (like Social Security number or account numbers) unless I absolutely trust the source (4 points)

◻ I shred documents with personal information before disposing of them (3 points)

◻ I’ve checked my credit report in the last year. (2 points)

◻ I know how to freeze my credit if necessary. (2 points)

Digital Habits

◻ I use strong, unique passwords for each account. (4 points)

◻ I use a password manager. (2 points)

◻ I use multi-factor authentication whenever it’s available. (5 points)

◻ I avoid using public Wi-Fi and, when possible, use VPN for online banking or shopping. (3 points)

◻ My phone and computer are secured with passwords or fingerprints. (2 points)

◻ My phone and computer have the latest updates installed. (3 points)

Scam Spotting

◻ I can recognize phishing attempts by looking at sender details, URLs (by hovering over links), and poor grammar. (3 points)

◻ I never click on links or download attachments from suspicious messages. (4 points)

◻ I know that urgent, emotional language is a common scam tactic. (2 points)

U.S. Eagle Know How

◻ I have set up transaction alerts in my U.S. Eagle account. (3 points)

◻ I know how to report fraud to U.S. Eagle. (2 points)

◻ I check U.S Eagle’s blog and social media for up-to-date fraud and cybersecurity information. (1 point)


30-45 points: Secure

You are a fraud PRO. You know the tricks and take your digital safety seriously. Keep it up and share your knowledge with friends and family.

15-29 points: Vulnerable

You’ve built some strong habits, but there is still room to grow. Choose 2-3 new actions this month to boost your fraud defenses.

0-14 points: At Risk

Your current habits leave you open to scams and fraud. Don’t panic 0 just start with a few small steps to boost your security and confidence.


Download Fraud IQ PDF

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