Love Your Pets? Let’s Talk Pet Insurance (Because Vet Bills Are No Joke)

Sep 16, 2025

Whether you’ve got a tail-wagging dog, a purring cat, a curious rabbit, or a squeaky guinea pig, one thing’s for sure: pets make life better. They’re family. And just like family, they come with responsibilities, including financial ones.

That’s why we’re highlighting one of the most underrated benefits of our Perks® Plus account: pet insurance. It’s a smart way to protect your budget while giving your furry (or scaly or feathery) friend the care they deserve.

What’s the Real Cost of Owning a Pet?

Here’s what pet parents typically spend each year:

Dogs

  • Annual cost: $700 to $2,000
  • Vet care: Around $580 per year
  • Emergency care: $1,000 to $5,000 or more

Cats

  • Annual cost: $500 to $1,150
  • Vet care: $200 to $400 per year
  • Dental cleanings: $200 to $1,000
  • Emergency care: Up to $10,000 or more for serious conditions

Rabbits & Guinea Pigs

  • Annual cost: $500 to $1,100
  • Monthly essentials: $40 to $85
  • Vet care: Often more expensive than for cats or dogs

And don’t forget the other popular pets:

  • Freshwater fish: Owned by over 11 million U.S. households
  • Birds: 5.7 million households
  • Small mammals (hamsters, ferrets): 7 million households

Why Pet Insurance Matters

Pet insurance helps you prepare for the unexpected. Whether your dog eats a sock, your cat needs dental surgery, or your rabbit develops a digestive issue, Perks® Plus from your New Mexico credit union gives you access to discounted pet insurance that can cover:

  • Accidents and illnesses
  • Routine checkups and vaccinations
  • Dental care
  • Emergency surgeries
  • And more

It’s peace of mind for you and better care for your pet.

Perks® Plus Means More Tail Wags, Purrs, and Peace of Mind

Our Perks® Plus account is more than just banking. It’s about living better. Alongside identity theft protection, cell phone coverage, and shopping discounts, you also get access to pet insurance options that help you manage the cost of caring for your beloved companions.

As a proud New Mexico credit union, we’re here to support your financial wellness and your pet’s health.

Ready to Fetch Some Savings?

Already a Perks® Plus member? Explore your benefits and check out the pet insurance options available to you. Not a member yet? Let’s fix that. Your pets will thank you.

Previous Article

Empowering Educators With the 2025 enrichEd® Classroom Grant Program

Do you know a local educator bursting with innovative ideas to enrich their classroom but lacking the necessary resources to bring those ideas to life? We’re awarding a total of $20,000 in grants, with individual amounts ranging from $500 to $2,500

Full Story
Next Article

Quishing: The QR Code Scam You Should Know—But Not Fear

QR codes are everywhere from restaurant tables and parking meters to marketing flyers and login screens. Their convenience is undeniable, and when used responsibly, they’re a powerful tool for engagement and access. At U.S. Eagle, we use QR codes regularly to connect members with helpful resources, promotions, and financial tools.

3-Minute Read

Full Story