Quishing: The QR Code Scam You Should Know—But Not Fear

QR codes are everywhere from restaurant tables and parking meters to marketing flyers and login screens. Their convenience is undeniable, and when used responsibly, they’re a powerful tool for engagement and access. At U.S. Eagle, we use QR codes regularly to connect members with helpful resources, promotions, and financial tools.

But as QR code usage grows, so does a cybersecurity threat known as Quishing—a form of phishing that hides malicious links behind QR codes.

QR Code Popularity Is Booming

• The QR code market is projected to grow from $1.5 billion in 2023 to $3.5 billion by 2033.
• In the U.S., 89 million smartphone users actively scan QR codes, with 42.6% of adults expected to use them regularly by year-end.
• QR codes are used by 70% of restaurants, 60% of consumers for discounts, and over half of U.S. businesses for marketing.

When used by trusted sources, QR codes are safe and effective.

What Is Quishing?

Quishing is a type of phishing attack where scammers embed harmful links into QR codes. Because QR codes obscure the destination URL, it’s harder to spot suspicious activity.

How It Works:

1. Scammers create fake QR codes that link to malicious websites.
2. They distribute them via email, posters, invoices, parking meters, or social media.
3. Victims scan the code, thinking it’s legitimate.
4. They’re redirected to a fake site that may steal credentials, install malware, or request payment.

Not All QR Codes Are Bad

It’s important to remember: most QR codes are safe, especially when they come from trusted organizations like U.S. Eagle. We use QR codes to:

• Share financial education resources
• Promote member-exclusive offers
• Simplify access to product information
• Support community initiatives

The key is knowing how to spot the difference between a legitimate QR code and a suspicious one.

How to Stay Safe While Scanning

• Verify the source: Only scan QR codes from trusted businesses or individuals.
• Preview the URL: Use apps or browser settings that show the destination before opening.

• Enable MFA: Multi-factor authentication adds a layer of protection. If you accidentally visit a fake site, it won’t trigger the authentication process—giving you a clear signal that something’s off.

• Check physical codes: Look for tampering or stickers placed over legitimate QR codes.

Bottom line? QR codes are a valuable tool when used responsibly. Stay alert, but don’t be afraid to scan—especially when you know the source is secure.