ANNUAL SAVINGS REPORT

$21,125,184 million reasons why U.S. Eagle membership is the smart choice.

  • U.S. Eagle Federal Credit Union helps you make the most of your money!
  • Could you save even MORE?
  • More Products = More Savings!

We have over
80 years
of experience

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Million Saved
Happy Members
 +
Happy Members
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 +
Surcharge-free ATMs



Average Savings by Account Type

On average, U.S. Eagle members saved $295 each last year just by having their accounts with U.S. Eagle versus a leading bank. If your membership savings amount was more than that, congratulations! You’re likely making good use of your U.S. Eagle savings. But would you like to be saving more? If you saved less than $295 you may not be taking full advantage of all that your membership can offer.

The more you have with us, the more you save.
Our market research demonstrates that the easiest way to save more is to do more with us. We know that the deeper our financial relationship is with you, the more you save. Members with one U.S. Eagle account saved an average of $21 annually, whereas members with six accounts saved an average of $1,514.

The Membership advantage.
Thank you for being a member! Unlike a bank, we're a not-for-profit, member-owned cooperative dedicated to the financial well-being of our members. Whether your financial goals include a new home, a car, a dream vacation or a secure retirement, U.S. Eagle is here to help. Plus, you get the exceptional service and genuine care you deserve.
Visit useagle.org or call us at 888.324.8766 to learn more.

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Checking

Estimated savings over the past year:

$83

Vehicle Loan
Vehicle Loan

Estimated savings over the past year:

$288

Personal Loan
Personal Loan

Estimated savings over the past year:

$18

Mortgage
Mortgage

Estimated savings over the past year:

$141

Home Equity
Home Equity

Estimated savings over the past year:

$206

HELOC
HELOC

Estimated savings over the past year:

$127






FAQs

Savings

What does my estimated, annualized savings amount reflect?
The amount listed on your personalized savings report represents the sum of all of your individual account savings amounts. It reflects the difference between what you paid or earned in interest, fees, or rebates at U.S. Eagle and what you may have paid or earned on average for comparable accounts at leading banks in your assigned market area. The amounts listed are for illustrative purposes only and do NOT constitute a cash payout, dividend, or bonus.

Calculation

What fees are included in the Fee Benefit calculation?
The only fees included in the calculation are recurring account maintenance fees. We did not include penalty or “occasional” fees such as overdraft fees, stop payment fees, foreign item fees, etc. U.S. Eagle has very few account maintenance fees so your membership really helps you save big in the fee area.

Data

Where did you get the data?
We partnered with Informa Research Services, Inc., Calabasas, CA, www.informars.com, to conduct this research. We compared market rates using financial data from 11/21/2019. Although the information Informa provided us has been obtained from banks themselves, neither U.S. Eagle nor Informa can guarantee absolute accuracy as rates can change without notice.

Individual Account Savings Graphic

Rate Benefit
The rate benefit is the difference between your personal account rate and the average bank account rate for your assigned market area.

Account Balance
The definition varies by account type as follows:

  • For open loans, we used your current account balance
    (Rate Benefit × Account Balance) + Fees
  • For term loans, we used your original balance (12-month cumulative interest savings based on rate benefit, original balance and term of loan)
  • For Deposits, we used your current balance
    (Rate Benefit × Account Balance) + Fees

Fee Benefit
The fee benefit represents the difference between the average bank account maintenance fee for your assigned market area and U.S. Eagle account maintenance fee for a comparable account.

MORE PRODUCTS = MORE SAVINGS

More Products equals More Savings

THERE IS VALUE IN MEMBERSHIP

Start saving more today! Follow the steps below to maximize your membership benefits.



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